| FEE SCHEDULE as of November 1, 2011 | |
| Product / Service | Fee |
| e-Services | |
| Call First Audio Response | Fee Free |
| Online Banking | Fee Free |
| Bill Pay | Fee Free |
| eStatements | Fee Free |
| eStatements | Fee Free |
| Non-sufficient Funds (NSF) | |
| Returned Check | $30 per check |
| Returned Deposit Item | $30 per check |
| Returned Loan Payment | $40 per check |
| Returned Electronic Item | $35 per e-item |
| Money Transfer | |
| Automatic Transfer from Shares to Cover NSF | $5 per transfer |
| Western Union | $25 per wire |
| Incoming Wire | Fee Free |
| International Wire | $45 per wire |
| Domestic Wire | $20 per wire |
| Teller Checks | |
| Three (3) Checks per day | Fee Free |
| Each Additional Check | $3 per check |
| Money Order | $1.00 |
| Stop Payment | |
| Personal Check | $12 per check |
| Money Order | $5 per item |
| Teller Check | Lost / Stolen: Affidavit Only |
| Electronic Item | $12.00 |
| ATM Cards | |
| Withdrawals* | 8 free/month; 9+ = $1.50/transaction |
| Point of Service transactions* | 8 free/month; 9+ = $1.50/transaction |
| * Members with $3,000 aggregate balance | ATM card fee free |
| Visa Debit Cards | |
| Visa Debit Card credit purchase | Fee Free |
| Visa Debit Card debit purchase | Fee Free |
| Visa Credit Card | |
| Foreign Cash Advance | $5.00 |
| Late Charge | $15.00 |
| Overlimit | Fee Free |
| Return Check | $25.00 |
| Statement | $10.00 per statement |
| Replacement Cards | |
| VISA Card | $20.00 |
| ATM/Debit Card | $20.00 |
| Copy Cost | |
| Share Deposit/Withdrawal | $2 per slip |
| Teller Check | $5 per check |
| Money Order | $5 per check |
| Personal Check | $5 per check |
| Statement | $5.00 per statement |
| Expedited Mail | |
| Overnight Mail (USPS) | Cost + $5.00 per item |
| Two Day Delivery (USPS) | Cost + $5.00 per item |
| Federal Express | Cost + $5.00 per item |
| Member Account Reconcilement | |
| One hour minimum | $10.00 per hour |
| Inactive Account Fee | |
| Aggregate Savings Balances Under $100 and no loan on account); Waived for Young Adults–members less than 25-years old | $5.00 per month |
| Regulation D Share Savings transactions | |
| Seven (7) or more transactions from savings per month | $25 per transaction & transaction denied by law |
| Dormant Account (As amended occasionally under Maryland Law) | |
| Balances Less than $50.00 | $5.00 per year |
| Balances Greater than $50.00 | $10.00 per year |
| Attachment, Garnishment or Levy | $50 per item |
Forms
Switch UP! to the Credit Union’s checking account
General Direct Deposit Form
General Deposit Slip
General Withdrawal Slip

