USCGCCU loans

Checking

A simple and straight forward account. Access your money 24-hours a day, seven days a week –  online, by phone, Visa Debit Card and ATM.  Any ATM or merchant where you see the Visa, ACCEL, Cirrus or CO-OP sign accepts your Checking account Visa Debit Card. 

The Credit Union checking account is easy to use, efficient and a step up from all the accounts that nickle and dime you.  The Credit Union doesn’t work that way, we’re here to serve you – it’s time to Switch UP! to a Credit Union checking account.  Click here for assistance.

Features and Benefits:

  • No monthly fees or service charges
  • Visa Debit Card
  • No cost Online Banking with Bill Pay
  • Only $25 initial deposit to open account; no minimum balance requirement after opening
  • Two boxes of personalized checks free each year
  • Automatically enrolled for Score Card Reward points
  • Earns interest on the average daily balance on deposit; compounded and credited monthly
  • Multiple overdraft protection options available
  • This account is insured up to $250,000 by American Share Insurance. By members’ choice, this financial institution is not federally insured.

VIP Checking

Members looking for a little extra may qualify for the VIP checking account. It offers all the benefits of a Checking plus a higher interest rate when you keep a $1,000 minimum balance and establish a qualified monthly recurring direct deposit.

Features and Benefits:

  • All of the Features of a Checking Account, plus
  • Higher annual percentage yield
  • Complementary $500 Courtesy Pay*
  • Pre-qualified for a $500 Visa Plus Credit Card

Teen Checking

Young adults can start their financial future off right.  This account, available to 16 & 17 year olds, can be opened as the minor the primary owner, a co-signer is needed just for regulatory purposes.

Features and Benefits:

  • No monthly fees or service charges
  • Visa Debit Card available for teens with direct deposit or payroll deduction
  • No cost Online Banking with Bill Pay
  • Only $25 initial deposit to open account; no minimum balance requirement after opening
  • Two boxes of personalized checks free each year
  • Automatically enrolled for Score Card Reward points
  • Earn money for every dollar over $1 on deposit – the Credit Union pays interest on the average daily balance on deposit; compounded and credited monthly
  • Overdraft protection from your savings available
  • This account is insured up to $250,000 by American Share Insurance. By members’ choice, this financial institution is not federally insured.

*The Credit Union will pay overdrafts up to $500.00; the member is only charged the standard Non-sufficient funds fee per item.

Reorder Checks
To reorder checks you will be leaving the Credit Union’s website.
Please click: Deluxe Checks to reorder.