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Personal Loans:
These loans can be custom designed to meet your personal borrowing
needs. We offer a low fixed rate of interest and repayment
terms up to 60 months.
* Terms may vary based upon amount borrowed and applicant’s
credit history.
Hypothecation Loans:
You can use the monies in your share account or certificate
of deposit accounts as collateral for a loan. These types
of loans are good for the person looking for the quickest
and least expensive way to borrow money or for those persons
trying to establish or reestablish credit.
Vehicle/Recreational/Boat/and Motorcycle Loans:
Our Vehicle Loan Program consists of new and pre-owned
cars, trucks, vans, recreational vehicles, motor homes, boats
and trailers.
Pre-Approval Service:
Purchasing a vehicle can be made much easier by using our
per-approval service. Simply contact the credit union with
the amount you wish to borrow and take your pre-approval to
the dealership.
Other Vehicle Services:
- Motor Vehicle Certification Program: The U.S. Coast Guard
Community Credit Union has arranged this benefit to assist
our members throughout the entire vehicle purchase process.
MVCP advisors will direct you to an MVCP dealership where
the prices on most vehicles have been pre-negotiated.
- United Buying Service: This service is designed to assist
our members with the purchase of a vehicle by eliminating
the need for price negotiation. UBS has pre-negotiated prices
with participating dealers, and a detailed price book is
available at the Credit Union’s Loan Department.
Credit Cards:
The U.S. Coast Guard Community Credit Union offers two VISA
Credit Cards, the most accepted credit cards in the world.
- VISA Classic Credit Card: This credit
card offers a low fixed interest rate of interest. There
are no annual fees or balance transfer fees associated with
this account.
- VISA PLUS Classic Credit Card: This credit
card offers a low fixed interest rate of interest. There
are no annual fees or balance transfer fees associated with
this account and you receive Cash back Bonus Rewards and
other benefits for using this card.
Real Estate Loans:
Whether you are purchasing a home or using the equity in your
home, the U.S. Coast Guard Community Credit Union has the
loan to meet your needs. Repayment terms are very flexible,
and we do not sell your loans, they remain right here at the
Credit Union.
- First Mortgage Loans: First Mortgage
Money loans can be used for the purchase of a house or for
refinancing an existing mortgage. The Credit Union does
escrow for taxes and insurance for your convenience.
- Home Equity Loans: Home Equity Loans
can be used for any purpose. The Credit Union offers two
types of home equity loans, a fixed rate loan and a variable
rate loan. The fixed rate loan provides for a fixed rate
of interest over the term of the loan. The variable rate
loan has a variable rate of interest over the term of the
loan. And, the interest paid on your home equity loan may
be tax deductible*.
*Check with your tax consultant regarding tax implications.
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